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Foreigner in Brazil

Insurance for people settling in Brazil

Understanding Brazil’s health and insurance system from the outside is hard, every health plan provider has its own network, waiting period, and way of signing up. Branda translates that bureaucracy for you: we compare providers and insurers, explain every term in plain language (in English, when you prefer), and handle the whole process from start to finish.

How Branda helps

  • 1

    We explain how the Brazilian health and insurance system works before comparing any plan, without assuming you already know terms like ANS (Brazil’s National Health Agency) or carência (waiting period).

  • 2

    We assist in English whenever that makes you more comfortable, from the first contact through signing.

  • 3

    We handle the paperwork (documents, translating terms, contact with the provider or insurer) so you don’t have to spend time on it.

  • 4

    If you already have coverage from outside Brazil, we help you understand what it covers here and what you still need.

Who it’s for

  • Anyone moving to Brazil, alone or with family.
  • Anyone who has been in the country for a while but still hasn’t quite figured out how health insurance works here.
  • Companies bringing in foreign employees who need to set up their coverage in Brazil.

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Frequently asked questions

Do I need to speak Portuguese to get insurance in Brazil?

Not with Branda. We assist in English whenever that makes the process more comfortable for you, from the first contact through signing the plan.

My international insurance already covers Brazil, do I still need a local plan?

It depends on the coverage you have, many international plans have a limited network or no accredited network at all in Brazil. We review what you already have before suggesting anything new, so you don’t end up with duplicate coverage.

What is a waiting period and why does it matter so much for someone just arriving?

A waiting period (carência) is the time you must wait after signing up before you can use a given type of care. It matters more for people who just arrived, because a health emergency doesn’t wait. We show you each provider’s waiting periods before you decide, and how they apply to your situation.

Talk to us

Fill out the form and we’ll call you, or talk to us directly on WhatsApp.