Branda Corretora

Event Insurance

Event and Exhibition Insurance: protection for the day itself

Event insurance protects organizers against damage to third parties during the event and damage to equipment, artwork, or structures set up for the occasion. Branda builds coverage around what can actually go wrong at a specific event, not a generic civil liability package.

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How it works

  1. 1

    You describe the event: type, date, number of guests, venue, and what will be on display or set up (artwork, equipment, structure).

  2. 2

    We assess the event’s specific risks: an accident involving a guest, damage to the structure, valuable items on display.

  3. 3

    We compare insurers that cover events and, when applicable, artwork on temporary exhibition.

  4. 4

    The policy only covers the event or exhibition period, with no unnecessary yearly cost.

Who it’s for

  • Organizers of corporate events, weddings, and trade shows.
  • Curators and galleries setting up temporary exhibitions with third-party artwork.
  • Venues hosting third-party events that require the organizer to carry insurance as a lease condition.

What affects the price

  • Number of guests and event type: bigger events or higher foot traffic cost more to insure.
  • Value of what’s on display or set up: artwork, staging, or high-value equipment raise the premium.
  • Duration of the event or exhibition.
  • Venue: a location with an incident history or a temporary structure (tent, stage) can raise the assessed risk.

Frequently asked questions

Does event insurance cover cancellation due to rain or weather?

It can, depending on the policy and the cancellation reason set out in the contract. We confirm exactly which reasons are covered before you close the policy.

Do I need insurance if the event is at a third-party venue?

Many venues require the organizer to carry civil liability insurance as a lease condition, even if the venue already has its own policy. It’s worth confirming this before booking the space.

Does the policy cover artwork in a temporary exhibition?

Yes, as specific coverage for the exhibition period, including transport to the venue when needed. It’s a different policy from insuring a permanent collection.

How far in advance do I need to get covered?

The sooner the better, especially if the event involves artwork or higher-value structures, since the insurer may ask for extra information. We recommend at least two weeks before the date.

Does it cover an accident involving a guest during the event?

The event’s civil liability coverage covers this, within the contracted limits. It’s one of the most important coverages for anyone organizing an event with an audience.

Want to compare event insurance prices?

Talk to us on WhatsApp and send your details. We compare insurers and reply the same day.

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